The Indian e-commerce landscape has historically been dominated by a duopoly, where a few multinational aggregators controlled market access, search visibility, and supply chains. This platform-centric model created massive entry barriers for micro, small, and medium enterprises (MSMEs), limiting their reach and squeezing profit margins through steep commissions.
The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025 represents the most sweeping overhaul of India's insurance regulatory architecture since the sector was opened to private participation in 2000. Introduced in the Lok Sabha on December 16, 2025, passed by both Houses of Parliament within two days, and granted Presidential assent on December 20, 2025,
History doesn't repeat itself, but it often rhymes. When the war in West Asia intensified in February 2026, the rhyme was not hard to find. Rising crude oil prices expanded India's trade deficits. Foreign portfolio investors were leaving the market. And the rupee had dropped approximately 3.9 percent against the U.S. Dollar between February 27th and June 22nd 2026.
The Account Aggregator (AA) framework is a Reserve Bank of India (RBI)-regulated system that lets individuals and businesses share their financial data across institutions through explicit, revocable digital consent, rather than routing it through banks and lenders that hold it in custody. Its legal basis goes back to September 2016, when the RBI issued the Master Direction on Non-Banking Financial Company (NBFC) – Account Aggregator (Reserve Bank) Directions, creating an entirely new class of NBFC whose only permitted business is consent-based data retrieval and transfer. It took another five years of pilot testing before the system went live commercially on September 2, 2021.
The launch of the National Agriculture Market (e-NAM) in April 2016 by the Ministry of Agriculture and Farmers Welfare (MoAFW), with the Small Farmers Agribusiness Consortium (SFAC) acting as the lead agency, marked a pivotal institutional attempt to integrate India’s fragmented agricultural trade.
Manorama BakshiArjun Kumar As India maps its strategic trajectory towards the vision of Viksit Bharat @2047, the national discourse has increasingly shifted beyond economic growth to the broader foundations of human capital. For the country to emerge as a global…
India’s desire to become Viksit Bharat by 2047 can be fulfilled only if the economy grows at 8% annually for the next 21 years. But such optimism overlooks a structural crisis. The headline GDP numbers conceal a blurred reality (notes former Chief Economic Adviser Arvind Subramanian rightly).