
SNA-SPARSH: Reforming India’s Fund Flow for Centrally Sponsored Schemes
Centrally Sponsored Schemes (CSS) form the backbone of India's welfare and infrastructure delivery, jointly funded by the Centre and states but implemented through state-level agencies. For years, the fund flow architecture behind these schemes suffered from a structural inefficiency: money was released in advance rather than as spending actually occurred, leaving large sums idle across thousands of implementing-agency bank accounts.






