Category Center for the Study for Finance and Economics

Common Research and Technology Development Hubs (CRTDHs) FY14-15

CRTDHs are Common Research & Technology Development Hubs established by the Department of Scientific and Industrial Research (DSIR), under India’s Ministry of Science & Technology. Launched in 2014–15, these CRTDH hubs aim to support micro, small, and medium enterprises (MSMEs) by providing them access to R&D facilities, prototyping, skill development, and innovation infrastructure—resources they often lack.

Financial Assistance Schemes for Higher Education: Empowering India’s Future

The Department of Higher Education (DHE) has launched various schemes to provide financial assistance to students from economically weaker backgrounds to pursue their higher education, in the form of scholarships, education loans, etc. The higher education policies need to be inclusive, liberal, and accommodating to a more advanced, and knowledge-based society.

GVA over GDP: Understanding the real growth of Indian economy

GDP growth rate is the headline number everyone tracks, to figure out how the economy is doing. It is time we shifted focus to the Gross Value Added, or GVA, which is a more direct measure of the incomes generated in the economy. GDP numbers are affected by random decisions of the GST Council to raise tax rates or by the government’s decision to slash subsidies.

Special Urban Housing Refinance Plan (2012) for Low-Income Families

To support the financial needs of urban households, the National Housing Bank introduced a new refinance scheme to extend credit to this sector. The scheme aims to increase the available funds and support credit facilities for economically weaker sections of income groups residing in urban households.

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