Manorama BakshiArjun Kumar Goa’s Health Assurance Question India’s health protection landscape has gradually moved from fragmented, state-specific insurance arrangements towards broader public assurance systems. Within this shift, Goa offers a distinctive model. The Deen Dayal Swasthya Seva Yojana (DDSSY) is…
India’s rapid expansion of digital payments has increased the speed and convenience of financial transactions, but it has also created new avenues for cyber-enabled financial fraud. Since fraudulent funds can be siphoned off quickly, timely reporting and immediate intervention are critical to preventing further financial loss. The Citizen Financial Cyber Fraud Reporting and Management System (CFCFRMS) was specifically launched to enable immediate reporting of financial frauds and prevent fraudsters from siphoning off funds (Press Information Bureau, 2026).
Manorama BakshiArjun Kumar Goa’s Health Assurance Question India’s journey towards universal health coverage has been marked by a gradual shift from fragmented, state-specific insurance arrangements to broader, more inclusive public assurance systems. As the country expands its ambition under national…
The Sovereign Gold Bond (SGB) scheme was conceived as part of a broader strategy to curb India's heavy reliance on physical gold imports, which were seen as a drag on the current account deficit and a source of unproductive household savings. The scheme was first announced in the Union Budget 2015-16 by then Finance Minister Arun Jaitley, approved by the Union Cabinet on 9 September 2015, and formally launched by Prime Minister Narendra Modi in New Delhi on 5 November 2015, alongside the Gold Monetisation Scheme and the Indian Gold Coin (PMO India, 2015).
The introduction of the Goods and Services Tax (GST) in 2017 has brought the various central and state level indirect taxes under one unified indirect tax framework. However, the proliferation of the GST regime has also led to growing tax related disputes. Such disputes lead to ambiguity for the taxpayer, as well as cause additional burden on tax administration. Hence, a specialised appellate body was required for the successful implementation of GST
Insurance plays an important role in protecting individuals and businesses from unexpected financial losses. It provides financial support during difficult situations and helps reduce the burden caused by unforeseen events. By spreading risks across a larger group, insurance not only protects people and businesses but also contributes to the stability of the economy.
Policy UpdateRashi Kothari Background & Structural Context The rapid digitization of retail payments in India—driven by UPI, 24/7 NEFT, RTGS, and mobile banking—has fundamentally reshaped consumer financial behavior (RBI, 2023; FSB, 2023). While this digital infrastructure has lowered transaction costs…