
The ₹10,000 Crore SME Growth Fund & MSME Credit Assessment Model: Building Risk Capital and Dismantling Collateral Bottlenecks for Micro-Enterprises
The Micro, Small, and Medium Enterprise (MSME) sector represents the foundational engine of India's macroeconomic growth, industrial development, and employment landscape. According to the Economic Survey 2025-26, MSMEs contribute approximately 31.1% of India's Gross Domestic Product (GDP), 35.4% of manufacturing output, and 48.58% of national exports, while supporting the livelihoods of over 32.82 crore people across more than 7.47 crore enterprises.






